Ira Contribution Limits 2024 Married. Yes, the ira contribution limit is per person, even when married filing jointly. If you’re a single filer, you’re eligible to contribute a portion of the full amount if your magi is $146,000 or more, but less than $161,000.
These limits presume you, or you are your spouse, are reporting earned income on your tax return. Your personal roth ira contribution limit, or eligibility to contribute at all, is dictated by your income level.